Your Phone Usage Data Can Predict Whether You Are Willing to Repay Loans

Products

Credolab's proprietary technology unlocks first-party, privacy-consented metadata from your mobile app and website. By applying advanced data science, Credolab delivers highly predictive scores and very granular insights to help you make better decisions.

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Insights

Device Insights

Understand smartphone behaviours

Behavioural Biometric Insights

Evaluate user behaviours in app or web

IP Address Insights

Analyse IP address activity

Browser, Device, IP Address Velocity

Measure frequency of applications

Application Insights

Segment users based on their apps

Scores

Risk Score

Evaluate the probability of default

Fraud Score

Compare users to known fraudulent cases

Propensity Score

Identify users' probability to apply or churn

Bonus Abuse Score

Estimate users' probability to exploit offers

Collections Score

Predict repayment probability for delinquent users

Insurance Score

Calculate the probability of policy lapses and claims

Scores

Insights

Solutions

Credolab solutions help you reduce credit risk, enhance fraud detection, and optimise marketing using real-time data and scores based on device and behavioural biometrics metadata.

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*Free for testing, non-commercial use

Reduce Cost of Risk

Improve Predictive Power

Augment traditional data, 100% hit rate

Increase Approval Rate

Score thin-files and new-to-credit

Decrease Delinquency

Minimise false positives/negatives

Eliminate Fraud

Detect Geographic Mismatches

Flag browser, device, IP geo mismatch

Detect Emulators

Detect concealed true ID, location

Detect Device Manipulations

Identify unauthorised device usage

Detect Abuse

Discover users with stolen personal info

Improve Marketing

Improve Conversions

Prioritise targeting based on intent

Know Your Customers Better

Build personas not just segments

Reduce Churn and Dormancy

Leverage predictive signals to retain users

Reduce Cost Of Risk

Eliminate Fraud

Improve Marketing

Pricing Client Stories

Resources

Credolab’s one-stop content and experience hub for our ROI calculator, blogs, e-books, videos and the latest news. Test out the value of risk scores and dive into varying topics ranging from alternative data, fraud, credit scoring to financial inclusion.

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ROI Calculator

Understand the measurable value of our risk scores through detailed results

Blog

Explore our thorough yet easy-to-understand article series

E-books

Download the ultimate information-packed guides and whitepapers

Videos

Check out our various videos, podcasts and webinar content

News

Latest company news and product updates

Blog

Videos

eBooks

News

About

Introducing Credolab: Get to know the story behind being a leading Data and Analytics platform, our exceptional partners, career openings, FAQs and how to reach us.

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*Free for testing, non-commercial use