Our client success stories highlight the diverse applications and significant advantages of using Credolab's innovative solutions.
By partnering with us, businesses across various sectors have achieved remarkable improvements in risk assessment, fraud prevention, and customer engagement.
What our clients say
Neobanks
Agibank is a neobank with an open platform, encompassing marketplace, communications, technology, and finance products.
Integration Type:
Mobile SDK
Solutions Used:
Daiane Rodrigues Baldo
Credit Data Science Leader
"Credolab helped us to better understand the digital profile of our customers, creating relevant insights that helps us segment and improve our customers’ risk profile. With the data provided by credolab, we managed to be more accurate in our predictive models and even more competitive....”
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Digital Lenders
AsiaKredit provides a ground-breaking fast and convenient consumer loan product through a mobile app to Southeast Asia’s half a billion unbanked.
Integration Type:
Mobile SDK
Solutions Used:
Vadym Kryvoviaz
Chief Risk Officer
"As the Chief Risk Officer of a digital lender operating in a country where credit bureau penetration is low, we were faced with a significant challenge in identifying creditworthy customers. That's when we discovered credolab's risk scores based on smartphone data. Using credolab's risk scores allowed AsiaKredit...”
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BNPL
Integration Type:
Mobile SDK
Solutions Used:
Pedro Vallenilla
CEO
"Credolab has been an invaluable partner in our journey to success. With their data enrichment and alternative risk scores, Cashea has transformed into the fastest-growing financial app in Venezuela. Being recognized by Bloomberg, after seven years, is a testament to our groundbreaking approach...”
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Credit Bureaus
Círculo de Crédito is a credit bureau that provides current and historical information on the payment behavior of individuals and corporations to financial institutions with the prior authorization of the person to be evaluated.
Integration Type:
Mobile SDK
Solutions Used:
Mario Martinez Fisher
Chief Growth Officer, Círculo de Crédito
As the Chief of Growth of one of the most innovative credit bureaus in Latin America, I'm constantly searching and developing innovative solutions, enriched by technology. Our main objective is to promote inclusion and financial wellness for people and companies in Mexico. Credolab's technology allows us to leverage alternative data to score unbanked and underserved individuals, which will help us to foster financial inclusion and increase the size of our scorable population. Their technology is cutting-edge and their team is exceptionally knowledgeable and experienced. I am confident that our partnership with Credolab will be a success, and I am excited to see what the future holds for our two companies
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Other
CrediOrbe is a digital lender on a mission to transform the lives of Colombians by generating access to motorcycle loans.
Integration Type:
Mobile SDK
Solutions Used:
Mónica Jiménez Carmona
Head of Product, CrediOrbe
Being Colombia's largest 2-wheeler finance company, we are always trying to improve the way we serve our customers. We've been working with Credolab since 2021 and developed a tailor-made scorecard focused on mitigating the risk associated with 120-day past due (120DPD) accounts within a 9-month window. This scorecard will lead to a significant 30% improvement in our approval rate while maintaining our risk levels at an optimal balance. This outcome speaks volumes about the effectiveness and precision of Credolab's solutions. We are thrilled to renew our agreement with Credolab for three years, confident that their innovative approaches will continue to drive growth and success for CrediOrbe!
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Neobanks
FairMoney is building the leading mobile bank for emerging markets on a mission to rebuild Africa's money story by offering Tier 1 digital financial services to merchants and consumers alike.
Integration Type:
Mobile SDK
Solutions Used:
Donald Evans
Chief Lending Officer
"Credolab allowed us to extract more insights on our customers through their unique data attributes which, in combination with our existing data points, improved the accuracy of our models. As a result, we managed to increase value to clients through a better offer creating positive selection and higher profitability....”
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Other
Flow is a credit management company that is transforming the business of unsecured consumer finance through AI technologies and ethical practices in the APAC region.
Integration Type:
Mobile SDK
Solutions Used:
Tomasz Borowski
CEO
"BAs the CEO of a credit management company, I was looking for the right software solution to support our business operations whilst also promoting ethical and responsible debt collection in underserved Asian economies. Credolab helped us with a powerful scorecard that allowed us to prioritise collection efforts....”
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Other
Founded in Egypt in 2019, Lucky connected more than eight million loyal customers with access to a growing range of easy-to-use credit products, discounts and cashback rewards that can be used in person and virtually with tens of thousands of local and global brands.
Integration Type:
Mobile SDK
Solutions Used:
Momtaz Moussa
Co-Founder and CEO
"Credolab has been an essential partner in our journey to enable the underbanked with more empowering financial services. Together with credolab, we have managed to use alternative data to finally build reliable credit profiles for users with no credit history....”
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Other
Maisha Microfinance Bank is the 13th bank to be licensed by Central Bank of Kenya (CBK) as deposit taking entity (Microfinance bank) to offer banking service. Since its inception, the bank has grown tremendously over the years.
Integration Type:
Mobile SDK
Solutions Used:
Nicholas Mutua
Head of Credit and Operations
"I'd recommend Credolab's behavioural data solution to any bank trying to enhance the way they do a credit risk assessment. By leveraging their expertise and unique source of data, we have improved our risk management processes and onboarded better-quality customers...”
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Digital Lenders
A rapidly growing online and mobile lending platform focused on customer journey, superb risk technologies and data science.
Integration Type:
Mobile SDK
Solutions Used:
Irina Skipare
Regional Chief Risk Officer
"Credolab has been a strong partner in our mission to provide accessible and responsible lending solutions to the ever evolving needs of millennials and Gen z customers in emerging countries. Since 2021, our collaboration with Credolab has been nothing short of exceptional....”
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Neobanks
Tonik is a transformative digital bank on a mission to revolutionize the way money works in Southeast Asia. Tonik is officially the Philippines’ first neobank to secure a digital bank license from the Bangko Sentral ng Pilipinas (BSP) and insure deposits by the Philippine Deposit Insurance Corporation (PDIC).
Integration Type:
Mobile SDK
Solutions Used:
Greg Krasnov
CEO
"We chose credolab because they are the global leader in leveraging smartphone behavioural data for risk assessment. They have been a key input in our general model and have accompanied Tonik since the very beginning of our lending journey. I'd recommend any lender to use their scores and insights....”
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Credit Bureaus
TransUnion is a global information and insights company that makes trust possible in the modern economy. With a leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.
Integration Type:
Mobile SDK
Solutions Used:
Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.
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Neobanks
Launched in October 2018, alt.bank is a neobank on a mission to bring financial justice through fair and transparent interest rates.
Integration Type:
Mobile SDK
Solutions Used:
Arthur Martinez
Credit Policy and Data Science Manager
"Credolab has truly improved our approach to risk assessment at alt.bank, Brazil's fastest-growing digital credit card issuer (novücard) on a mission to bring financial justice through fair and transparent interest rates. Credolab’s alternative risk scores have consistently demonstrated a significant uplift....”
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Digital strategy
Credolab data helps businesses modernise their digital strategy, driving growth and innovation. By leveraging first-party, privacy-consented metadata from mobile devices and websites, you can gain accurate insights into any customer’s behaviour.
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Take your results to the next level
One integration brings multiple benefits along the entire customer lifecycle
01
Application capture, fraud detection
New Account Creation
Built for:
marketing
fraud
02
Credit/UW decision, fraud detection
Application/ Underwriting
Built for:
fraud
risk
03
Engagement, activation, portfolio management
Ongoing Relationship
Built for:
marketing
risk
Reduce cost of risk
Eliminate fraud
Improve marketing