RISK SCORES
A predictive scoring model that assesses the likelihood of payment default, even when traditional credit data is unavailable.
A predictive scoring model that assesses the likelihood of payment default, even when traditional credit data is unavailable.
The choice of 150+ financial companies, banks and fintech unicorns
Risk Scores leverage alternative behavioural and device data to generate highly predictive risk assessments, enabling more accurate decision-making.
Enhanced credit decisioning even for thin-file and unbanked applicants
Higher approval rates with reduced default risk
Improved model performance with complementary risk insights
Testimonials
Better data and scores that complement your existing risk, fraud, and marketing processes
Digital Lenders
AsiaKredit provides a ground-breaking fast and convenient consumer loan product through a mobile app to Southeast Asia’s half a billion unbanked.
Integration Type:
Mobile SDK
Solutions Used:
Vadym Kryvoviaz
Chief Risk Officer
"As the Chief Risk Officer of a digital lender operating in a country where credit bureau penetration is low, we were faced with a significant challenge in identifying creditworthy customers. That's when we discovered credolab's risk scores based on smartphone data. Using credolab's risk scores allowed AsiaKredit...”
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Credit Bureaus
TransUnion is a global information and insights company that makes trust possible in the modern economy. With a leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.
Integration Type:
Mobile SDK
Solutions Used:
Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.
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Regional Partners
Integration Type:
Mobile SDK
Solutions Used:
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