IMPROVE YOUR
CREDIT SCORING
- Enhanced predictive power
- Higher approval rates
- Lower delinquency rates
- Greater control over model quality
- More accurate identification of high-risk applications
The choice of 150+ financial companies, banks and fintech unicorns
We enhance credit decisioning through alternative data by:
Delivering alternative risk scores that predict future payment defaults, even when traditional credit data is unavailable.
Engineering advanced features from device and behavioural data to improve the predictive accuracy of existing models.
Proven results
Better data and scores that complement your existing risk, fraud, and marketing processes
Decreased cost of risk/fraud
Increased approval rate
Approve more genuine customers
Testimonials
Better data and scores that complement your existing risk, fraud, and marketing processes
BNPL
Integration Type:
Mobile SDK
Solutions Used:
Juan Carlos Esquer Ramos
CEO
"As the CEO of ZazPay, navigating the dynamic landscape of financial services in Mexico has been both exhilarating and challenging. When we decided to revamp our internal models and streamline our underwriting processes, we knew we needed a partner who could deliver tangible results....”
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Credit Bureaus
TransUnion is a global information and insights company that makes trust possible in the modern economy. With a leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.
Integration Type:
Mobile SDK
Solutions Used:
Anand Krishnaswamy
Vice President Product, International, TransUnion
We partnered with credolab to integrate their SDK into our Digital Onboarding solution. The SDK was easy to implement and the customer support team was outstanding, making the integration process quick and efficient. One of the key reasons why we chose credolab as our partner was the quality of their alternative risk score. After testing it with a bank in the Philippines, we realised it was a good complement to our credit bureau score and CreditVision Link product to help TU's clients score every individual, not just the ones already known to the bureau. Embedding credolab SDK in TransUnion Digital Onboarding enabled us to offer businesses with alternative risk scoring alongside identity and fraud management, affordability assessment, decisioning, and digital fulfilment.
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Regional Partners
Integration Type:
Mobile SDK
Solutions Used:
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Risk Products
Better data and scores that complement your existing risk, fraud, and marketing processes
