How to integrate credolab behaviour-based platform into your business
Integrating credolab platform into your mobile app and website is a matter of a few man-days
Integrating credolab platform into your mobile app and website is a matter of a few man-days
Mobile App
Android Features
iOS Features
Web
Web Features
Augment data with other sources you already process
Income data
Credit bureau data
E-commerce data
Payments data
Many more
Battery usage
# videos created / month
VPN or TOR used
PDL applications installed
% of starred contacts out of total contacts
Most frequently downloaded app category
# calendar events created on weekdays vs. weekends
% of selfies out of total photos
Storage utilisation
Device model
Total time spent to apply
How fast the applicant types
Hesitation to submit
Number of times “Copy” and “Paste” was used on questions the user should know the answer
Time spent to answer basic questions such as the date of birth or the address
How fast is the vertical scroll
Metadata only
Device fingerprint
In-app and mouse gestures
Typing biometrics
API
Risk Scoring
Risk score
Credit line increase model
In principle approval/pre-approved batch scoring
Model with Credit Bureau data
Risk-based pricing model
Insurance underwriting score
Probability to file a claim score
Collections model
Fraud Detection
Fraud score
Device velocity
IP address velocity
IP mismatch
Score to predict cashback abuse
Score to predict loyalty points abuse
Early fraud flags
Atypical application behaviour flags
Suspicious device behaviour flags
Same device, multiple IDs score
Same ID, different devices score
Marketing Segmentation
Approval score
Probability to apply score
Probability to buy score
Application engagement score
Data enrichment
Customer persona
Lead matching score
UI friction score
Drop-off analysis
Lookalike audience model
Outcome-based models
Deep insights based on mobile device and web behavioural metadata
Risk Scoring
Greater predictive power, 100% hit-rate, lower cost of risk, higher approval rate
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Fraud Detection
Top of the funnel, real-time device velocity checks, predictive anti-fraud scores
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Marketing Segmentation
Granular and fresh behavioural insights for a deeper understanding of all your users
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Credolab is the right choice for your business
Once embedded in your digital channels, it delivers value across the entire organisation. It also works as a standalone or on-top of existing solutions, including open banking and credit bureaus.